Jan/090
Buying a house: the Guide for Notaries
Notaries and consumer groups have worked to launch the guide “security in advance. SAFETY IN THE CONTRACT FOR THE SALE OF REAL ESTATE “, a sort of handbook addressed to the citizens with the aim to better target, and secure in buying a new home.
The guide starts from the compromise, that the contract where the seller and the buyer is obliged to conclude a purchase agreement, establishing the terms and deadlines. This stop impugn parts for the time taken to resolve any issues that do not allow the immediate sale (such as lack of liquidity in the future that addresses the buyer’s bank looking for funding), to avoid incurring, at ‘ Preliminary note is better than the promise seller signing the preliminary sale is the true owner, you are holding a valid document of origin, which do not impose a mortgage on the property (through investigations hypo-land) and that construction of the house been adequately verified as “in good standing” (i.e. check for DIA, concessions amnesty etc. ..).
Then switch to the Proposed Acquisition, which contains the will expressed by the buyer wanted to buy an asset at a certain periods. The acquisition proposal must be accompanied by payment of an advance called a deposit, which remains frozen for the duration validity of the proposed purchase, but in the meantime, the seller is free to consider other offers.
The definition of a sale, the deposit paid by the buyer becomes part of the final price established, but before addition to the payment of the deposit can be made for the payment, before the final deed, the rate of price, for which the prior should indication of such deadlines, how and where the rate of payment of the price must be paid.
It is also necessary to specify in advance whether the amounts paid before the deed will specifically serve as co-signatory deposit or deposit of money.
Jan/090
Cadastre Computer
I do not know if that ever happened to you and if, after purchasing a property, whether home, garage, terrain, and more, especially by private persons, Once you arrive by the Notary and proceed to verify the correct through cadastral, …. This is not aligned with the land registry, which is not properly made out to the owner, for a variety of reasons (name, rights, etc. categories assigned incorrect.).
By a circular of the Office of Land (No. 1 / T 8 / 5 / 09) being tested is the LAND INFORMATION i.e. the computer program, currently in use at some branch offices, allowing professionals (engineer, surveyor) which will be able to transform history telematically register the property.
Except that when this procedure can be used only for the properties of initial enrollment, or properties of new construction and / or those derived from the land cadastre (for example, former farm buildings that are being transformed).
The procedure is the submission of cadastral maps in very experimental with the computer program PREGEO vers.10, with the objective of simplifying and integrating the implementations, ensuring continuous professional to obtain information on the history of the buildings, and may be housekeeping situations affecting realignments as the incomplete data and / or ownership, the non-registration of TRANSFER and state in fact not legitimacy.
All this is happening already on a trial basis from 11 / 05/2009 at the offices of Siena, Como, Rieti, Rimini and who knows what Isernia and is not extended throughout the Italian territory.
Jan/090
Mantovani and I noticed the door for the credit
Also noticed move for the families to combat the crisis loans.
The agreement, signed by the Council of Mantua notary, sees the involvement of the three trade union confederations, CGIL, CISL and UIL, UGL union and the major associations.
The initiative aims to help families in crisis who need a point where they can steer the choice of lending institutions.
You have created a one-stop completely free (for now active until the end of the year), which is used as an intermediary between customer and bank.
At no cost we can ask for advice (and nothing more) to this service on those loans which we can access and what is the best choice in a situation where the customer arrives.
A wonderful initiative that should extend throughout Italy to promote access to credit, which in recent months is becoming difficult thing.
Forward with these initiatives!