Jun/090
Consumption and savings habits vary the current and future
As the crisis has had on your behavior? ING Direct’s statistics speak for themselves: a lot!
In Italy the savings fall, but we are still the best among the 9 countries considered for the survey.
Some families (29%) also manage to put away more than they did until now, not due to increased earnings, but for fear of an uncertain future and possible emergencies.
But the savings do not come from nothing, but by the sacrifices. And what economic output is preferred to eliminate?
In Italy for 74% of people interviewed has cut unnecessary costs such as travel and unnecessary consumption of gasoline. However, this remains untouchable clothes, sport and entertainment.
Sicurametne postponed the purchase of house and car, which involve disproportionate efforts in times like these.
The most curious thing is that 16% of Italians believe that the crisis has led to the strengthening of the couple, while 50% of single preferred times more fat, since the fall of appointment due to “off budget”.
In essence, the crisis has not spared anyone; everyone is accustomed to its way to the economic phenomenon of recent years. We Italians but we stand still and we confirm fashion.
Reasoning about the good I also asked if the savings become a luxury and at the expense of those who fall for this reduction.
Consumption is eroding more and more money that was paid to the first savings and children. The two things seem related, but how much impact one another?
The question I try to give an answer, but help me too.
I believe that children Stano slowly becoming the object of consumption rather than savings.
A simple example is the communions and confirmations that we are witnessing in recent years.
Up to 10/20 years ago among the most popular gifts was the envelope with money inside, which was usually used in an investment for the future of the child.
It is from this aspect can understand the attitude of the Italian population.
Now (perhaps driven by the absence the investment cost) are increasingly inclined gifts such as mobile phones, video games, brand clothes, sunglasses and consumables that does not remain in time.
And then I wonder if it is the crisis that led to the decrease in savings or is it just an attitude different from the population due to non-economic externalities?
The main street now seems the most correct. The crisis “mixed” a socio cultural phenomenon has brought us to this economic system increasingly based on consumption than on savings.
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