Jul/090
Soon new funding agreements on anti-wear
In Rome you opened a discussion table to make more profitable fund prevention wear expected in 1996.
Among the participants in this initiative: ABI, business associations and category Confidi, National wear, Foundations and Associations wear.
The key points of negotiation will be:
- Build on shared guidelines for these rules and promote any proposals for legislative changes;
- Intervene on situations of fragility in the territories;
- Monitoring the case studies, highlighting the most problematic events;
- Seeking shared solutions and apply them, including through the cooperation of the Prefecture;
- Promote “ribancarizzazione” protested the subjects under the framework agreement (offer of Basic banking services);
- Compare the information received by the banks or Confidi, consultation and Foundations and Associations wear, putting a common factor for a smooth and problem management devoid of conflict, including the possible elaboration of a model agreement between banks and fund managers subject of prevention;
- Activate the information campaigns on how the funds with the cooperation of all stakeholders concerned;
- Promote appropriate initiatives to raise awareness throughout the country the opportunity to use of funds;
- At least six months to share with quantitative and qualitative information on the progress funds;
- Promote a day nationally and annual basis aimed at awareness on the issue of enforcement and prevention of wear, under the patronage of the highest
State authorities and the ABI.
Along with legislative and executive bodies working to combat a phenomenon that the crisis usually tends to increase and so as to allow those inside to come out this problem and who still has not fallen into this trap not for external obligations.
Source ABI Press
Apr/090
Loan of Hope
According to the Press Release of the ABI, after a presentation that starts from Puglia and initiate an agreement between ABI-Cei, effective from 1 September 2009, which provides for a national programs microcredit for families in difficulty because of the economic crisis living in our country.
This agreement is to facilitate the disbursement of funds in favor of large families, or severe illness or disability, who have lost all forms of income and have a draft re-entering the working world, or by a clerk or by an a business, thanks for a fund established by the CEI itself.
Fund initially with about 30 million, and maintained by a leading national bank operating as cash.
The characteristics of eligible guarantee:
- not exceeding 6 thousand Euros, payable in monthly installments of 500 Euros per month for a period of 5 years, That funding may be extended for another 12 months yet, and for other 6 thousand Euros after being requested by the customer and evaluation of the Bank.
- the Annual Percentage Rate (APR) may not exceed 50% of the average rate of charge (Tegma), on personal loans as the law states n.108/1996
The funding request will transit through the Diocesan Caritas or any indicated by the local bishop, who will have the essential task of careful consideration of requests and the real possibility of meeting the requirements of objective and subjective, everything will be through compilation at the diocesan offices of a questionnaire and the draft back into work, and attach the necessary documentation required by banks.
Lists of the diocesan offices and banks participating will be available directly from 1 September 2009 on the official website of the ABI: www.abi.it